Paid guide

Fix Your Credit
Score With AI

Your reports, read and disputed by AI.

AI reads all three credit reports, flags every error, and writes the dispute letters for you. The work a repair company charges $80 to $150 a month for, done in an afternoon and kept by you.

Who it is for

Anyone with errors on their report, a thin file, or a score they want above 700 before a car or home loan.

Level: Beginner No credit knowledge needed Tested prompts Real dispute letter inside
What you get out of it

Four prompts, one credit-repair team

What you build

The cleanup system

An Auditor that flags every error, two checkers that catch what does not belong, and a Cleaner that writes the dispute letter for each real item.

Why it works

You keep the money

The same job a repair company bills monthly for, run in a chat window:

$80–150
a month you stop paying
4
tested prompts
1 afternoon
to your first letters

What's inside, part by part

01
Pull your reports free. All three, every week, without the "$1 trial" traps, and how to hand them to AI safely.
02
The Auditor. AI reads every line and flags each account, balance, or mark that is inaccurate, outdated, or inconsistent.
03
The Cross-Checker & Investigator. Catch what does not match reality, and the items most likely to fall off when someone has to prove them.
04
The Credit Cleaner. A clean, specific dispute letter for each real error, with a full worked example you can copy.
05
The score-building plan. The boring moves that actually raise the number: statement-date paydowns, low utilization, never a missed due date.
06
The tracking dashboard. One file that logs every dispute, deadline, and follow-up so nothing slips.
What you get

The full premium guide: the four prompts as tested, copy-paste text, a real dispute letter worked end to end, the score-building plan, and the follow-up dashboard. Educational only, not legal or financial advice.

What you need

Your three free reports and an afternoon. AI does the reading and the writing; you read, sign, and send.

The tools it uses

Claude or ChatGPTAnnualCreditReport.comYour three reports

01The files are yours

A download you keep, not a login and not a subscription.

02The price is the price

Set by hand. No fake "usually $99," no countdown timers.

0314-day refund

If it does not work as described, email me within 14 days and I will refund it.

Vault weekly

One email a week. The best AI finds.

Every free guide comes with it, and it is where new systems land first. Join once, keep the free shelf forever.

the haiko vault · built by @haiko